Practice Areas · 01

New Jersey Residential Real Estate Attorney

Buying or selling a home is the largest financial transaction most people ever make, and the contract you sign controls everything that follows. A residential real estate attorney reviews and negotiates that contract before you are bound by it, examines the title behind the property, and stands beside you at the settlement table so nothing is signed that you do not fully understand.

Kim, Choi & Kim, PC represents buyers and sellers throughout New Jersey and the greater Washington DC area, as well as first-time homebuyers, downsizing owners, and families purchasing condominiums and co-op units. If you are searching for a real estate attorney who explains every document and returns every call, we would like to earn your business, starting with a free real estate consultation.

What we do, step by step

Residential representation follows the life of your transaction. We begin the moment you have an offer in hand, ideally before you sign it, and stay engaged through recording and post-closing follow-up.

  • Review and negotiate the purchase and sale agreement, including contingencies for financing, inspection, and appraisal
  • Order and examine the title search, and run lien searches against the property and the parties
  • Resolve title defects, open permits, unreleased mortgages, and judgment liens before they can delay your closing
  • Prepare or review the deed, deed of trust, and transfer documents
  • Review the settlement statement, the ALTA statement or Closing Disclosure (successor to the HUD-1), line by line so every credit, tax proration, and fee is correct
  • Attend closing with you, explain each document, and confirm funds are disbursed and the deed is recorded

Contract review and negotiation

Most residential disputes trace back to contract terms that were never negotiated: an inspection contingency that expired too soon, a financing deadline that did not match the lender’s timeline, or a seller credit that was promised but never written down. As your contract review attorney, we mark up the agreement in plain language, explain what each provision costs or protects, and negotiate revisions with the other side before you are committed.

For sellers, we prepare and review counteroffers, evaluate the buyer’s financing and earnest money terms, and draft rider language that limits post-closing exposure.

Specialized residential matters

Some transactions carry extra layers of review, and we handle them regularly:

  • First-time homebuyer representation, extra time walking through every document, deadline, and dollar
  • Condominium and co-op purchases, resale packages, board approval, bylaws, and assessment review
  • Refinancing representation, reviewing the new deed of trust and payoff of the old loan
  • 1031 exchanges, coordinating timelines and documentation with your qualified intermediary and tax advisor
  • For-sale-by-owner (FSBO) transactions, full contract drafting when no agent is involved

New Jersey, DC, Maryland & Virginia context

Local rules shape every closing. In New Jersey, most contracts prepared by real estate agents are subject to a three-day attorney review period, during which your attorney can revise or cancel the contract, and sellers should plan for the realty transfer fee at closing. In the District of Columbia, transfer and recordation taxes are a significant closing cost, and sales of rental property can trigger tenant rights under the Tenant Opportunity to Purchase Act (TOPA) that must be addressed before a sale can close. Maryland layers county-level transfer taxes on top of state taxes, with programs that can reduce costs for qualifying first-time homebuyers. Virginia closings are governed by wet settlement requirements that control when funds must be disbursed. A property attorney who works in these jurisdictions daily will spot the local issue before it becomes a delay.

What you receive

Every residential client gets a single attorney point of contact, a marked-up contract with plain-English explanations, written title review findings, a reconciled settlement statement before closing day, and confirmation once your deed is recorded. Flat-fee pricing is available for most standard residential closings, and every engagement begins with a free consultation.

Frequently asked questions

Do I need a real estate attorney to buy a home in New Jersey or the DC area?

An attorney is not always legally required, but title companies and settlement agents do not represent you, they facilitate the transaction. A residential real estate attorney reviews the contract before you sign, negotiates repairs and credits, examines title, and protects your interests at closing. For most buyers, the fee is small relative to the risk on a purchase of this size.

When should I contact an attorney, before or after signing the contract?

Before, whenever possible. Once a purchase and sale agreement is signed, your leverage is limited to the contingencies it contains. If you have already signed, contact us immediately: review windows are short, and an attorney can often still act within the inspection or document-review window.

What is the difference between the HUD-1, the Closing Disclosure, and the ALTA statement?

They are all settlement statements, itemized accountings of every dollar in your closing. The Closing Disclosure replaced the HUD-1 for most mortgage transactions in 2015, and the ALTA settlement statement is commonly used alongside it. We review whichever forms your closing uses, line by line, before closing day.

What is TOPA and does it affect my purchase?

The Tenant Opportunity to Purchase Act is a District of Columbia law that gives tenants of rental housing certain rights when the property is sold, which can affect timing and required notices. If you are buying or selling a DC property that is or was tenant-occupied, TOPA compliance should be reviewed early, it is one of the most common causes of delayed DC closings.

How much does residential representation cost?

Most standard residential closings are handled on a quoted flat fee, agreed in writing before work begins, and every matter starts with a free consultation. Complex matters, contested issues, estate complications, commercial-adjacent properties, are quoted separately.

Get in touch

Ready to move forward?

Free consultations for all new clients. Tell us about your transaction and we’ll respond within one business day.